University of Toronto Financial Services Department / University of Toronto
Student Accounts
| Home | Search | Site Map |

Explanation of Fees

Location: > Fees University of Toronto > Sessions > Fall Winter 2019 2020 > Tuition & Other Fees > Explanation of Fees

Explanation of Fees


·        About academic fees

·        Fees by Degree POSt 

·        Fees by Subject POSt 

·        Changing from FT Program Fees to PT Course Fees 

·        Balance of Degree fees

·        University Health Insurance Plan (UHIP)


The following is a general outline of the fees assessment process. It does not list all rules or specific program anomalies. Students should seek clarification of their situation if they have any questions.  


Academic fees are set for each session. The official Tuition Fee Schedule is submitted to the University’s Business Board and Governing Council each spring for approval. The approved schedule covers the fees charged in a summer session and the following fall-winter session. Fees can be changed at any time upon approval of the Governing Council.

The academic records of all students include a Degree Program of Study (Degree POSt). In some divisions, enrolment in a Subject Program of Study (Subject POSt) is also recorded. The assessment of academic fees maps to the programs of study recorded on a student’s academic record.

Fees can be assessed by program or by course.  Assessment rules vary by program. There is both a domestic and international rate for academic fees; the same assessment rules apply for each rate. To determine how the fees in your program are assessed, check your account on the ACORN. The academic fee charges are listed as ‘course fee’ or ‘program fee’.

Program Fee
This is a flat rate amount charged to all students in a program; there may be a full-time and/or part-time rate. 

Course Fees
Fees are assessed on a course by course basis. When a course is added, the course fee is charged immediately, regardless of when the course begins. When a course is canceled, the course fee is reversed in accordance with the refund schedule applicable to the student’s program.

Sometimes the fee amount set for students entering a program are at a different amount than for students continuing in the program. Students eligible for this ‘grandparenting’ of fees are identified by the date of entry into the degree program or year of study cohort.


Fees are assessed by Degree POSt for ‘most’ programs. Those not assessed by Degree POSt are listed in the next section on assessment by Subject POSt. 

As a general rule, for degree programs, fees are assessed by the following method:

  • graduate programs – full-time and part-time - program fees
  • undergraduate, arts and science programs – course fees (see exceptions below)
  • undergraduate, other programs – full-time - program fees; part-time– course fees

For non-degree programs, fees are usually assessed by course, but this can vary by program.  


Fees are assessed by Subject POSt for the following programs:

  • Arts & Science: Commerce, Computer Science, Bioinformatics & Computational Biology
  • U of T Mississauga: Bioinformatics, All Commerce Programs, Communication Culture & Information Technology (CCIT), Computer Science Specialist and Major (not Minor), Digital Enterprise Management, Human Resource Management and Industrial Relations, Information Security, Interactive Digital Media, Management, Visual Culture and Communication Specialist.
  • U of T Scarborough: Commerce, Management, any program leading to a BBA degree, Computer Science

Students in full-time programs are assessed a program fee; students in part-time programs are assessed a course fee.

In addition to the Subject POSt, attributes of students’ Degree POSts are also considered in the assessment of fees. These attributes include: registration status, year of study, attendance class (full-time or part-time status), credits earned.

Students are assessed fees once for each degree program registration. If a student is enrolled in more than one Subject POSt, he/she will be assessed the highest fees applicable to those Subject POSts.

The arts and science programs on the St. George, Mississauga and Scarborough campuses are considered equal for fees purposes. A student considering a move in registration from one campus to another should discuss the fee implications of such a move with their Registrar.

Adding a Subject POSt

Students are charged Subject POSt fees as soon as they accept enrolment in one of the designated Subject POSts.

The normal entry point for these programs is:

  • Arts & Science and University of Toronto Mississauga - the session following the session where the 4th credit is earned.
  • University of Toronto Scarborough – The session following the session where the 4th credit is earned or when a student is designated as being in their second year of study.

Students entering the program at a later point will be charged Subject POSt fees retroactively to the session designated as the normal entry point for the program.

Students admitted with transfer credit will be charged the program fee immediately if transfer credits of 4 or greater are granted (Arts & Science, U of T Mississauga, U of T Scarborough) or they are admitted to year 2 or higher (U of T Scarborough). If transfer credits are less than 4 credits or the student is admitted to year 1, then the Subject POSt fees will be assessed at the normal entry point for the program. 

Withdrawing from a Subject POSt in CURRENT 2019 FALL Session

2019 Fall Session

Subject POSt Withdrawal Fee Adjustment Schedule


1.    The normal entry point for Subject POSt enrolment is the session:

a)    FAS & UTM students: after the student has earned 4.0 credits or more, usually in Year 2

b)    UTSC students: entered Year 2.

2.    If the student entered the Subject POSt in a session later than the normal entry point, the student will be retroactively charged the Subject POSt fees for all sessions from the normal entry point into the program.  

3.    Subject POSt enrolment dates and procedures may differ based on the student’s division.  Detailed information can be viewed at:







Subject POSt Enrolment


Subject POSt Withdrawal Deadline


Subject POSt

Fee Adjustment(s)


Student enrolls in the Subject POSt prior to Nov. 2, 2019, remains registered for the Fall session, and withdraws from the Subject POSt


See Note 3


By Sept. 18, 2019 (FAS student), By Sept. 18, 2019 (UTM student),

By Sept. 16, 2019 (UTSC student), if enrolled in at least one F/Y section code course in the session



Subject Post fees for the Fall (current session) will be reversed and fees re-assessed as appropriate for the Subject POSt or degree Post in which the student is enrolled.  Otherwise, the Subject POSt fees remain in effect for the current session.


By Jan. 19, 2020 (FAS student),

By Jan. 19, 2020 (UTM student),

By Jan. 19, 2020 (UTSC student), if enrolled in ONLY S section code courses in the session



Student enrolls in the Subject POSt between July 2 and Nov. 1, 2019, remains registered for the Fall session, and withdraws from the Subject POSt


See Note 3



By Dec. 4, 2019 (FAS student)

By Dec. 4, 2019 (UTM student)

By Dec. 2, 2019 (UTSC student)


If the student was charged Subject POSt fees retroactively for previous sessions and subsequently withdraws his/her enrolment in the Subject POSt in the current Fall session, the fees for the previous sessions will be reversed if the enrolment and withdrawal are considered to have taken place during the current Fall session (same session).



Withdrawals after the dates specified above DO NOT result in fees adjustment.

You will be required to cancel all 200+ series associated courses in RSM (for commerce). If you do not do so, you will be removed from the courses.


Please note that you MUST NOT enrol in one of these subject POSts prior to June 30, 2019. If you do so, you will not be eligible to have retroactive charges for the 2019 summer session reversed if you subsequently decide to withdraw.



If a student cancels a course and becomes part-time after the 100% period, there are serious financial implications. See the section Course Changes.     

BALANCE OF DEGREE FEES (for Master’s degree programs)

A student who has been enrolled part-time in a Master's degree program may be required to pay additional academic fees in order to match the total minimum fees paid by a full-time student in the same program. In some cases, Balance of Degree fees may also apply to full-time students. These fees are determined by the OISE Registrar's Office (for OISE graduate students) or the SGS Student Services Office (for students in all other graduate programs); contact these offices for more information.

The Balance of Degree fee is assessed just prior to graduation.

University Health Insurance Plan (UHIP) 

A University Health Insurance Plan (UHIP) premium is added to the account of all international students. UHIP is compulsory for all international students, as well as recent permanent residents and returning Canadian citizens who are in their 3 month OHIP waiting period.

If you are exempt from paying the international student fee (see the following section), you are still required to pay the UHIP premium of $636.00.

Any student registering for the 2020 Summer session and who has already paid the UHIP premium for the 2019-20 Fall-Winter session (i.e. in September or January) will not have to pay again; your coverage will continue until August 31st, 2020.

Any student registering for the summer session and who was not previously registered in the 2019-20 Fall-Winter session will have a UHIP premium of $212.00 added to their account. This charge will be posted after your registration invoice is produced; please add the payment to the invoice total. You will also need to obtain your UHIP card as proof of coverage. Go to or visit the CIE’s UHIP Office in the Koffler Student Services Centre, 214 College St., Room 202, for registration instructions.

All eligible dependents (i.e. spouse/partner and/or children) are required to be enrolled in UHIP within 30 days of arrival in Canada or within 30 days from the date their previous UHIP coverage expires. Currently, the premium is $53.00 per month for one dependent or $106.00 per month for two or more dependents. UHIP charges for dependents are not part of your student account. You must arrange coverage directly with the UHIP Office.

You may be eligible for a partial UHIP refund if you receive OHIP coverage before July 31st, 2019. Please contact the UHIP Office in advance of receiving OHIP, if you wish to apply for a premium refund. Timing is very important and will affect the refund amount you may receive.

You must contact the UHIP Office in advance of completing your program, cancelling your registration or receiving OHIP, if you wish to apply for a refund. Timing is very important and will affect the refund amount you may receive.

For more information on UHIP, visit the Centre for International Experience (CIE) website at or contact the UHIP Office with any questions or concerns:
UHIP Office, Centre for International Experience
Koffler Student Services Centre, Room 202
214 College Street


Tele: 416 978-0290 Email: